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Fee Schedule

Effective November 1, 2003

The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account. Rates and fees are subject to change without notice.

Credit Union Fees

Fee Type	Amount of Fee
Account Research/Reconciliation	$10.00 PER HOUR
Outgoing Wire Transfer	$10.00 PER WIRE
International Wire Transfer	$30.00 PER WIRE
Teller Check	$10.00 PER CHECK, IF LESS THAN $500 AGGREGATE BALANCE
Money Order	$1.00 EACH
Returned Mail	$2.00 PER RETURNED ITEM
Statement Copy	$2.00 PER STATEMENT
Check Cashing	$10.00 PER CHECK/$20.00 MULTIPLE CHECKS, IF MEMBER ONLY HAS A SAVINGS ACCOUNT AND THE BALANCE IS LESS THAN $200
Check Collection on Returned Item	$5.00 EACH
ATM/Debit Withdrawal/Transfer	$0.95 PER WITHDRAWAL, IF MORE THAN 5 WITHDRAWALS/TRANSFERS PER MONTH AT ANY MACHINE OTHER THAN THE MERCER UNIVERSITY, MILLEDEVILLE, HARTLEY BRIDGE OR WARNER ROBINS BRANCH LOCATIONS
ATM/Debit Card Replacement	$5.00 PER CARD

Safe Deposit Box

Type of Box	Amount of Fee
3 x 5	$18 PER YEAR
3 x 10-3/8	$35 PER YEAR
5 x 10	$45 PER YEAR
10-13/16 x 10-3/8	$50 PER YEAR
Safe Deposit Drill Box or Lost Key	$95